Used Cars Toronto Protection Plans

Used car protection plan

AutoPark Toronto offers customers years of worry free driving with optional protection plans.

“Travel with peace of mind. Protect your investment with an Insurance Plan.”


When you drive away in your new pre-owned vehicle, you don’t want to be worrying about the inconvenience of unexpected breakdowns. That’s why, when you buy a used car from AutoPark Toronto, you’ll have the opportunity to purchase an additional protection plan that offers coverage for a wide range of automotive repairs and inconveniences.

If you’ve ever experienced a breakdown, you know what a hassle and financial burden it can be. With the average cost of repairs increasing every year by 5%, even the simplest repair could be a significant financial setback.

The protection plans we offer customers at AutoPark Toronto can help eliminate the worry and hassle of expensive repairs. Choose a plan to safeguard your car and your wallet and drive with peace of mind.

Used car extended warranty and Protection Plan options

Coverage in Canada & United States

You can drive anywhere in Canada and the Continental United States and be confident knowing that you’re protected by your First Canada Protection Plan.

Direct Claim Handling

If your vehicle breaks down and requires authorized services, FCPP will pay the repair facility directly, saving you from out-of-pocket expenses and the inconvenience of waiting for reimbursement.

FCPP Coverage is Transferable

If you choose to sell your vehicle, your First Canadian Protection Plan can be fully transferred to the new owner for the remainder of the Policy/Contract term. If the vehicle passes through an entity other than the subsequent buyer such as a dealership, leasing agency or other vehicle selling business, coverage will not be eligible for transfer.

Optional Coverage Available on Qualifying Plans

You can apply for a cash rebate as soon as your Total Policy/Contract has expired, if you selected and paid for the Guarantee Price Rebate Option (GBR), or the Experienced Based Refund (EBR). Rebates are based on the amount that you originally paid for the Policy/Contract, up to a $2,000 maximum claim amount. To learn more about plans that qualify for the GBR and EBR rebate options, give us a call, or ask one of our sales or finance team members.

Criteria for the GBR/EBR Claim include:

  • Deductible applies to the maximum amount.
  • GBR/EBR Claim must be received in the specified time frame.
  • Original Plan holder must still be the registered owner of the vehicle.
  • No mechanical or other benefit claims were made during the entire term.

Additional Benefits Included in All Levels of Coverage:


If you have to rent a vehicle, take a taxi, or ride public transportation as the result of a covered breakdown, any receipted expenses from transportation will be paid for or reimbursed. *

Trip Interruption

If your vehicle breaks down while you’re more than 160 kilometres from your home, and a repair facility has to keep your vehicle overnight, receipted motel and restaurant expenses will be reimbursed or paid for


If your car breaks down and you need on-site assistance, you’ll be provided 24-hour Emergency Road Service. Mechanical First Aid, Battery, Tire, Delivery, Locksmith and Towing Service are all included.
*Some restrictions apply

Platinum Shield Protection Options:

Platinum Shield Protection Options

*At participating locations

Vehicle Return Plus – Protection for Vehicle Financing

Complimentary 12 Month Coverage

Vehicle Return Plus provides protection against becoming financially exposed under several life changing circumstances. If you are unable to continue making payments on your auto loan, with Vehicle Return Plus, you’ll be able to “walk away” from your payments or return your vehicle with no penalty. Depending on the coverage you choose, you’ll be able to cancel up to $20,000 of payments and negative equity for up to 84 months.

Typically, vehicles are financed over a 5-7 year term. For the majority of the financing term, the loan balance will be greater than the actual value of the vehicle. This is known as negative equity, and if you are unable to continue making payments on your loan, you won’t be able to simply return the vehicle because you’ll still be responsible for paying the “extra” money you owe on the loan. This is exactly what Vehicle Return Plus protects you from, and is why we are so glad to be able to offer it to our customers at AutoPark Toronto.